Protection for Your Rental Property
Sophisticated coverage for landlords. Professional protection for your personal property, liability, and peace of mind.
The Polaris Advantage
24/7 Home Claims Support
Our dedicated experts are available around the clock to help you navigate home insurance claims when they matter most.
Full Property Coverage
Sophisticated protection for the structure of your home, personal belongings, and liability, giving local homeowners peace of mind.
Trust-Based Solutions
We combine editorial minimalism with professional expertise to create personalized coverage built strictly on your unique needs.
Your Property, Protected
Protect Your Rental Property
Common Questions
Why get rental property/landlord insurance?
A landlord insurance policy protects your rental property against damage due to a covered loss. It can also provide coverage for personal belongings, liability, and loss of rental income. Whether you generate income renting multiple properties or you're an "accidental landlord" renting a home you couldn't sell, a dwelling fire policy can be important since standard homeowners insurance policies won't typically cover homes being rented out.
Are floods and earthquakes covered by my base policy?
No, standard homeowners insurance usually excludes damage from floods and earthquakes. These require separate policies or specific endorsements, which Polaris Insurance Agency can help you secure based on your local risk factors.
How can I lower my insurance premiums?
You can often reduce costs by bundling with auto insurance, increasing your deductible, maintaining a good credit score, or installing home security systems and smoke detectors.